Building your portfolio
Investment Properties and Second Homes
If you’re looking to add to your property portfolio with either a vacation home or a property geared towards an investment, we have the expertise needed to guide you through the process.
Benefits of Investment Properties
Property historically appreciates
Tax benefits
Potential recurring income
Diversifies your investment portfolio
Long term security
Frequently Asked Questions
How does real estate investment compare against other types of investment?
Real estate is a less volatile investment than purchasing stocks, whose value often can rise or plummet far more quickly. Compared to bonds and CDs, real estate has far more potential for long term profits.
Is the process any different for mortgaging a second home?
The process is exactly the same but the requirements from your lender may be more substantial than your first mortgage. To qualify, you may need a higher down payment and be able to prove a lower debt-to-income ratio than prior loans.
Ready to get started?
Securing your home mortgage loan with RailTrust is simple. Apply now and put our experts to work for you.